The Retirement Plan parents guide

The Retirement Plan Parent Guide

With more f-bombs than minutes and terrible dialogue, this film is unwatchably bad.

Overall D

Theaters: Nicolas Cage stars as a grandfather who must protect his daughter and grandchild from a vengeful Miami mob. Luckily, he has an unexpected skill set.

Release date September 15, 2023

Violence D
Sexual Content A
Profanity D
Substance Use B-

Why is The Retirement Plan rated R? The MPAA rated The Retirement Plan R for violence and pervasive language

Run Time: 103 minutes

Parent Movie Review

After her husband steals a USB drive from a gang of dangerous criminals, Ashley (Ashely Greene) and her daughter Sarah (Thalia Campbell) flee to safety. They leave Miami and head for the Cayman Islands, where Ashley’s estranged father Matt (Nicolas Cage) has been living. But Ashley and Sarah get separated, and Sarah winds up at Matt’s all alone, trying to explain the situation. Thankfully, he won’t have to wait long for the full story.

The gang has seized Ashley, and she has unwillingly led them to Matt and Sarah. What neither the criminals nor Ashley know is that Matt’s career with the US Government wasn’t exactly a suit-and-tie gig. More like an assassination gig. No street gang from Miami is going to get through one of the most dangerous men Uncle Sam ever employed – even if he’s been out of the game for the last 20 years.

Nicolas Cage might be the most watchable actor of my generation. He can make any film more interesting just by showing up and being himself. And while he and Ron Perlman are definitely doing some lifting for this film, they’re the only ones, and it’s just not enough. The dialogue is so bad it gave me heartburn – which is a first, for the record. The rest of the writing is of similar quality, and the plot feels like it was haphazardly slapped together out of the trimmings of other movies.

So despite feeling like it was written by a ten-year-old with a focus problem, this movie is grossly unsuitable for younger audiences. The violence is on the low end of the scale for similar action films, but the profanity is way up there with more f-bombs than minutes. The abundant profanity wasn’t necessary, well executed, or funny, but it did distract from the rest of the movie since I had to hunch over and keep track in my notebook. Hey, you have to take your breaks where you find them in this job.

As much as I love Nic Cage, the juice just isn’t worth the squeeze here. Even hardcore Cage fans are going to struggle to sit through this mess, and it’s going to take a lot of carbs to keep audiences in their seats for the entire runtime. (Popcorn, licorice, chocolate – take your pick. Just get lots.) Deep, apparent, unresolved flaws aside, the film has set one record: the least profitable opening weekend for a Nic Cage movie. Wear your laurels proudly, Retirement Plan. It’s not everyone who could bring the only nouveau-shamanic actor so low.

Directed by Tim Brown. Starring Nicolas Cage, Ron Perlman, Ashley Greene. Running time: 103 minutes. Theatrical release September 15, 2023. Updated

The Retirement Plan
Rating & Content Info

Why is The Retirement Plan rated R? The Retirement Plan is rated R by the MPAA for violence and pervasive language

Violence: Several individuals are shot, strangled, stabbed, or impaled. A man is killed when a nautical flare is shot into his mouth. Several people die by drowning.
Sexual Content: None.
Profanity: There are 110 sexual expletives, 12 scatological curses, and frequent uses of mild profanities and terms of deity.
Alcohol / Drug Use: Adult secondary characters are seen drinking alcohol.

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The Retirement Plan Parents' Guide

Home Video

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Nic Cage can be found having much more fun in films like Renfield, The Unbearable Weight of Massive Talent, Willy’s Wonderland, Pig, Ghost Rider, National Treasure, The Weather Man, The Wicker Man, Gone in 60 Seconds, Con Air, Raising Arizona or The Rock.