Double Indemnity parents guide

Double Indemnity Parent Guide

A woman plots to collect double the dollars from the insurance company after the untimely death of her husband.

Overall B+

A sultry blonde (Barbara Stanwyck) convinces a handsome insurance salesman (Fred MacMurray) to help her collect the cash in the event of the untimely death of her husband (Tom Powers) -- who is also his client.

Release date April 25, 1944

Violence C
Sexual Content B-
Profanity A
Substance Use C

Why is Double Indemnity rated Not Rated? The MPAA rated Double Indemnity Not Rated

Run Time: 107 minutes

Parent Movie Review

From the first moments of Double Indemnity, you know this story isn’t going to end well. However the spoiler doesn’t keep the movie from grabbing your attention in the same way an impending train wreck catches the eyes of onlookers.

Walter Neff (Fred MacMurray) works for Pacific All Risk Insurance Co. He’s a smooth-talking salesman with a polished pitch. But the chain-smoking peddler doesn’t plan on meeting the charming Phyllis Dietrichson (Barbara Stanwyck) when he stops by a client’s house to renew an automobile policy. The sultry blonde is soon trading flirtatious banter with Walter and then invites him back to her home when both her husband and the household help are away.

Sharing her woeful story with him, the neglected wife soon asks Walter to help her take out an accident insurance policy on her husband. Yet Walter is leery of her motives. He works for one of the most cautious insurance analysts in the industry. Barton Keys (Edward G. Robinson) doesn’t just pour over volumes of actuary statistics, he also relies on his well-honed internal voice to warn him about suspicious claims. Walter knows Keys would question the policy (and the double indemnity clause that would award the beneficiary twice its face value in the event of accidental death)—especially if the company was ever asked to pay out.

Still, the idea of outsmarting the insurers plays on Walter’s mind as he begins falling in love with Phyllis. And soon he believes he has figured out how to commit the perfect crime that will let Phyllis collect the insurance money and then run away with him. Unfortunately once the dead is done, the couple finds themselves at odds as the insurance company digs into the circumstances surrounding the death of Phyllis’ husband (Tom Powers).

This psychological thriller, based on a novella by James M. Cain, was originally considered unsuitable as a screenplay because of the movie industry’s newly adopted Production Code standards. Once shooting was underway the project’s director, Billy Wilder, and the screenwriter, Raymond Chandler, also found themselves at odds. Even the film’s stars, Stanwyck and MacMurray had reservations about taking on the role of killers. Despite all of the challenges, the movie received seven Academy Award nominations the year it was released.

Neither of the protagonists in Double Indemnity is likable. This makes it difficult to warm up to them, and even less so after their illicit affair becomes a catalyst for homicide. Although the movie is all about the planning and execution of a murder, actual depictions are infrequent. Compared to other film-noir offerings, this black and white caper is a less violent choice. And while the ending is given away in the opening scenes, watching this couple’s downward slide into a dark abyss that pits them against one another remains an intriguing look at the foibles of human character.

Directed by Billy Wilder. Starring Fred MacMurray, Barbara Stanwyck, Edward G. Robinson. Running time: 107 minutes. Theatrical release April 25, 1944. Updated

Double Indemnity
Rating & Content Info

Why is Double Indemnity rated Not Rated? Double Indemnity is rated Not Rated by the MPAA

Violence: A man is killed off screen. Two characters are shot at close range.Characters frequently talk about a murder and spousal abuse.

Sexual Content: A woman appears at the top of the stairs wrapped only in a towel. An implied sexual scene involves a married woman and her lover.

Language: None noted.

Alcohol / Drug Use:Characters smoke and drink throughout the movie.

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More parents' guide for Double Indemnity after the break...

Double Indemnity Parents' Guide

Walter professes he is crazy about Phyllis after only their third meeting. Does she seduce him or is he attempting to seduce her? How does their love affair cloud their decision-making?

How does Walter use his knowledge of the insurance industry to try and commit the perfect crime?

Learn more about the Hays Production Code.

Learn more about the movie genre Film Noir.

Home Video

The most recent home video release of Double Indemnity movie is April 15, 2014. Here are some details…

Home Video Notes: Double Indemnity: 70th Anniversary Limited Edition

Release Date: 15 April 2014

Double Indemnity releases to home video in a 70th Anniversary Limited Edition (Blu-ray/DVD/Ultraviolet). Special features include:

- Introduction by Robert Osborne

- Commentary with Film Historian Richard Schickel

- Commentary with Film Historian/Screenwriter Lem Dobbs and Film Historian Nick Redman

- Shadows of Suspense Documentary

- Double Indemnity (1973) TV Movie

- Theatrical Trailer

Related home video titles:

After being forced out of the superhero business, Mr. Incredible becomes an insurance salesman to provide for his family in the movie The Incredibles. Fred MacMurray was reluctant to take the role of Walter Neff. During much of his career he was better known for family friendly roles in movies like The Shaggy Dog and The Absent-minded Professor.

James M. Cain, whose writing inspired this film, also penned the novel that was the bases for the movie The Postman Always Rings Twice.